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Health and Welfare Benefits

Ivy Tech is committed to offering and maintaining a competitive benefits package to support you and your family.  These benefits are an important piece of your total compensation. 

How to Enroll

Enrolling in your benefits is easy through the IvyBenefits enrollment system.  IvyBenefits allows you to elect your health, life, and disability benefits online, rather than submit enrollment forms.  You can use the system during Open Enrollment, or if you need to make a change to your benefits.  IvyBenefits can be found on the Employee Dashboard of MyIvy.  A step-by-step guide to the enrollment process can be found here.  

Your share of the benefit costs will be deducted from your pay in equal amounts in the applicable pay periods in a program year.  The College does not prorate benefit deductions.

Dependent Eligibility

Ivy Tech has adopted the Working Spouse Rule which restricts health and dental coverage when a spouse has employer-sponsored, credible coverage available.  Additionally, proof of dependent status is required for all dependents covered under Ivy Tech's health, dental, and vision plans.  Employees must complete the Dependent Eligibility form in order to add dependents to the plans.  More information can be found here.

Qualifying Life Events

It is important to make informed choices with your benefit selections.  Changing coverage during the year is limited to Qualifying Life Events as defined by IRS code Section 125.  The rules do not allow for enrollment, additions, changes or cancellations to most plans without a Qualifying Life Event.  More information can be found here

Summary of available coverage

  • Medical:  

    • The College offers a choice between two health insurance plans - the Standard Plan (PPO) and the Choice High Deductible Health Plan (HDHP).  The Choice Plan is paired with a Health Savings Account (HSA).  Both of these plans offer access to a broad network of providers through the Anthem Blue Access network.  
  • Prescription Drugs

    • The prescription drug benefit is included as part of your medical coverage and is administered by CVS Caremark, a pharmacy benefits manager.
  • Dental

    • The College offers both in- or out-of-network coverage through the Delta Dental Plan.  The Delta Dental Plan utilizes both the Delta Premier and the Delta Dental PPO networks.
  • Vision

    • Vision Service Plan (VSP) offers coverage for comprehensive eye exams as well as glasses/contact lenses.  VSP offers a wide network of providers through its Choice network.
  • Flexible Spending Accounts

    • Flexible Spending Accounts (FSA) allow employees to pay for additional qualified expenses before taxes are taken out of your pay.  The College offers a General Purpose Flex Account, a Limited Purpose Flex Account, and a Dependent Care Account.
  • Disability and Life Insurance

    • The College offers Short Term Disability as well as Long Term Disability (partially funded by the College).  
    • The College pays for Basic Life Insurance and employees have the opportunity to add Additional Life and Dependent Life coverage.
  • Voluntary Benefits

    • ​The College offers Whole Life, Critical Illness, and Accident, coverage through Boston Mutal.  

  • Identity Theft Protection

    • ​The College offers Identity Theft Protection through Identity Guard.  You have your choice between two different plans.  

  • Travel Assistance

    • Travel Assistance is available when you travel more than 100 miles from home or internationally for up to 180 days for business or pleasure. It offers aid before and during your trip.