Our commitment remains the same: to provide meaningful, high-quality benefits for you and your family while balancing affordability and the long-term sustainability of our program.
Last year, we made changes to our benefits program to help achieve this balance, and those efforts are allowing us to maintain our current plans for 2027 with no changes to deductibles, out-of-pocket maximums, covered services, or Health Savings Account (HSA) contributions. In addition, we are adding new programs to further support our employees and their families.
Employees will see a modest increase in their health insurance premiums for 2027, reflecting the continued rise in the cost of healthcare services and prescription drugs. The College will cover 88% of the total health insurance premium, exceeding the national average of employer coverage of 80%. As a self-insured organization, the College directly pays a share of covered individuals’ medical and prescription claims, so the College must continually evaluate healthcare costs, plan design, and employee contributions.
2027 Benefit Enhancements:
Virtual Physical Therapy: Sword Health is being added as a no-cost in-network provider for virtual physical therapy.
24/7 Nurse Line: Call anytime, day or night, for advice from a registered nurse.
ConditionCare Health Coaching: Connect with a team of Anthem clinicians for support in managing ongoing health conditions like high blood pressure and diabetes.
Building Healthy Families: Digital tools and resources to support pregnancy, post-partum recovery, and newborn care.
Enrollment Flexibility for Married College employees: The College is removing the restriction that required married college employees to enroll in individual coverage. Married College employees may now choose individual coverage or enroll together under one plan.
Limited Purpose Flexible Spending Account (LPFSA) Enhancement: A new feature is being added to the LPFSA that allows enrollees to use the account like a General Purpose FSA (GPFSA) once the IRS minimum deductible has been met.
Enhanced Coverage for Dental Cleanings: Preventive dental cleanings will now be covered even after the annual maximum has been reached.
Expanded Dental Crown Benefit: Porcelain crowns will now be covered for back teeth.
Welcome to Ivy Tech's Open Enrollment for the 2027 Benefit Plan Year!
Open enrollment is your opportunity to review your benefits, enroll or decline coverage, or make changes to your existing elections. You can add or remove benefits, dependents, amounts of insurance and more.
As a reminder, the plan year for our benefit programs is January 1—December 31 and aligns with the calendar year accumulation of deductibles and out-of-pocket maximums. Elections you make during this Open Enrollment period will stay in place through the end of the 2027 calendar year, unless you have a qualifying life event.
For questions, contact your local HR team or the Benefits Hub at benefits@ivytech.edu.
For more detailed information see the Open Enrollment Guide or click on the appropriate benefit below.