2027 Open Enrollment Highlights
Our commitment remains the same: to provide meaningful, high-quality benefits for employees and retirees while balancing affordability and the long-term sustainability of our program. In addition, we are adding new programs to further support your health and well-being.
Last year, we made changes to our benefits program to help achieve this balance, and those efforts are allowing us to maintain our current plans for 2027 with no changes to deductibles, out-of-pocket maximums, or covered services.
Health insurance premiums for 2027 are increasing, reflecting the continued rise in the cost of healthcare services and prescription drugs. As a self-insured organization, the College directly pays a share of covered individuals’ medical and prescription claims, so the College must continually evaluate healthcare costs, plan design, and premiums.
2027 Benefit Enhancements:
Virtual Physical Therapy: Sword Health is being added as a no-cost in-network provider for virtual physical therapy.
24/7 Nurse Line: Call anytime, day or night, for advice from a registered nurse.
ConditionCare Health Coaching: Connect with a team of Anthem clinicians for support in managing ongoing health conditions like high blood pressure and diabetes.
Enhanced Coverage for Dental Cleanings: Preventive dental cleanings will now be covered even after the annual maximum has been reached.
Expanded Dental Crown Benefit: Porcelain crowns will now be covered for back teeth.
Welcome to Ivy Tech's Open Enrollment for the 2027 Benefit Plan Year!
Open enrollment is your opportunity to review your benefits, enroll or decline coverage, or make changes to your existing elections. You can add or remove benefits, dependents, amounts of insurance and more.
As a reminder, the plan year for our benefit programs is January 1—December 31 and aligns with the calendar year accumulation of deductibles and out-of-pocket maximums. Elections you make during this Open Enrollment period will stay in place throughout 2027, unless you have a qualifying life event, choose to end your retiree coverage, or lose coverage due to non-payment of premiums.
You will make your Open Enrollment elections in the Wex platform. If you do not make elections by the deadline, your 2026 benefits will roll over.
For more detailed information click on the appropriate benefit below.
The summary charts below have a side-by-side comparison of 2026 and 2027 plans and premiums.