We understand how important quality health coverage is for you and your loved ones. That’s why we offer three different health plans, allowing you to select the option that best meets your family’s needs. Your well-being is our top priority, and we’re here to support you in making the right choice.
We offer two CDHP, or Consumer Directed Health Plans, and a PPO, or Preferred Provider Organization, plan. The main difference between CDHPs and PPOs is how you pay.
A CDHP has a lower premium, but you pay more upfront when you need care because you have a high deductible. A PPO, on the other hand, has a higher premium, but when you visit a doctor, you pay a smaller set fee, or copay, when you see a doctor, fill prescriptions, get labs, etc.
All three plans include:
- Access to the same Anthem provider network
- Free preventive care when using in-network providers
- Prescription drug coverage
- Optional health savings
2026 Plan Summaries
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The CDHP1Plan is one of the health plans paired with a Health Savings Account (HSA). This plan features a higher deductible, but with lower premiums than the other 2 plans. One of the main differences between a CDHP and a traditional PPO is that you are responsible for paying the full cost of medical expenses until the deductible is reached. There are no copays for office visits or prescriptions.
The College partially funds an HSA on behalf of eligible CDHP Plan participants. An HSA is an account that is owned by the participant and is used to pay for qualified health expenses. The funds carry over from year to year. The funds earn tax-free interest and are portable (meaning if you leave the College, you do not forfeit the contributions or interest earnings).
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The CDHP2 Plan is one of the health plans paired with a Health Savings Account (HSA). This plan features a lower deductible, but with premiums in between the other 2 plans. One of the main differences between a CDHP and a traditional PPO is that you are responsible for paying the full cost of medical expenses until the deductible is reached. There are no copays for office visits or prescriptions.
The College partially funds an HSA on behalf of eligible CDHP Plan participants. An HSA is an account that is owned by the participant and is used to pay for qualified health expenses. The funds carry over from year to year. The funds earn tax-free interest and are portable (meaning if you leave the College, you do not forfeit the contributions or interest earnings).
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Closed to new participants on December 31, 2022. The PPO plan is our Traditional style health plan. This plan features low dollar copays for medical and pharmacy, with a lower deductible, but with higher premiums.