Open Enrollment begins October 22nd!
Welcome to the Plan Year 2019 Open Enrollment for the Ivy Tech Health Plan!
Open enrollment is an excellent opportunity to re-familiarize yourself with the benefit offerings provided by the College and to change your benefit selections for the upcoming year. You can add or remove benefits, dependents, amounts of insurance and more.
As a reminder, the plan year for our benefit programs is January 1—December 31 and aligns with the calendar year accumulation of deductibles and out-of-pocket maximums. Elections you make during this Open Enrollment period will stay in place through the end of the 2019 calendar year, unless you have a qualifying event.
All elections must be made in IvyBenefits. You must select "Confirm" in order for your enrollment to process.
2019 Plan Year Highlights
Vendor and Plan Design
There are no vendor plan design changes to the College's benefit programs. Please select the links below for specific plan design information.
There are no increases to the annual premiums for the medical, dental, vision, short term disability, life insurance, and identity theft coverage. There is a premium increase to the long term disability plan.
Expansion of BeLively Employee Wellbeing Program
We are excited to expand the BeLively Employee Wellbeing program. BeLively encompasses all of the College's statewide wellbeing initiatives such as the QuitNow tobacco cessation program, Anthem Healthy Lifestyles, and our financial education program. In 2019 we are adding Anthem MyStrengh program. The MyStrength program is an online tool for your emotional wellbeing. More information can be found on the BeLively webpage.
Mandatory Enrollment and Premium Changes
You are required to review and confirm your benefit elections in IvyBenefits. If you participate in the College's medical program, and you are a tobacco user (this includes smokeless tobacco, e-cigarettes, and vapor). you will be subject to additional premiums. During the Open Enrollment process you will be required to indicate your tobacco/non-tobacco user status on IvyBenefits.
Because of this change, this year's Open Enrollment is MANDATORY. If you do not make a Plan selection you will be defaulted into the higher premium rate.
If you identified as a tobacco user in 2018 and completed the QuitNow program and identify as a tobacco user for calendar year 2019, you will be required to compete the QuitNow program again in order to receive a refund of additional premiums you have paid for the 2019 plan year.
CVS Caremark Update
While your medical coverage will continue to be managed through Anthem, your pharmacy coverage is managed by CVS Caremark. More information on the CVS Caremark program including accessing the new formulary list. Beginning in 2019, Accu-chek will be the preferred vendor for diabetes test strips and meters.
Flexible Spending Account and Health Savings Account (HSA) —New Federal Limit
The new annual maximum for the General Purpose Flex and the Limited Purpose Flex is $2,650. The new annual limit for HSAs has increased $50 for individual (new annual limit is $3,450), and $150 for family (new annual limit is $6,900).
New Medical and Dental ID Cards
Anthem - The College is changing claims platforms within the Anthem system and will result in a new Member ID. You will need to present this card to your doctor's office after January 1, 2018. This card will contain the claims information for both Anthem and CVS Caremark so you will need to present it to the pharmacy as well. ID cards will be mailed to your home address in December
Delta Dental - Delta Dental will be issuing all members a new unique Member ID. You will need to present this card to your dental care provider after January 1, 2018. New cards will be mailed to your home address in December.
New Voluntary Benefits Vendor
We are excited to announce Boston Mutual as the College's new Voluntary Benefits vendors Boston Mutual will offer Whole Life, Critical Illness and Accident. These plans are offered Guaranteed Issue (some pre-existing conditions may apply). Please note, your current Unum policy may be affected by this change. The College has partnered with EOI Service Company, a benefits communication and enrollment firm, to answer your questions and enroll you in the coverage you desire. Please click here for more information regarding the Boston Mutual plans, as well as what happens to your Unum coverage.
New Identity Theft Protection Vendor
The College will now offer Identity Theft Protection plans through Identity Guard. Two plans will be available, Total Monitoring and Premier Service. Employees will enroll via IvyBenefits. The Identity Guard plan comparison can be found here.
If you currently have coverage with LegalShield you can keep this coverage, however you will pay your premiums directly to the vendor. LegalShield will be reaching out to you directly.