The Federal Work Study Program provides part-time employment to students who need financial assistance. Applicants must file the FAFSA and must be enrolled for at least 6 credit hours. Work Study Job positions are limited due to the small amount of funds allocated by the Federal Government for this program. The Financial Aid Office does not select those who will receive positions in this program. The Financial Aid Office accepts applications (available at the campus Financial Aid Office) and determines whether or not a student meets the financial criteria to be eligible for the program. Work Study participants work 5 to 20 hours per week depending on the position, the amount of funds available, and the total eligibility of the student. The starting hourly rate will usually be at least the federal minimum wage. Employment may consist of but is not limited to, duties in the library, or work as computer or electronics lab assistants.

Low interest, Federal Stafford Loans are available to eligible students who attend classes at least half-time (6 credit hours or more). Funding for these loans is provided by lending institutions but the application process is handled by the Financial Aid Office. The interest rate on Stafford loans varies from year to year and students are notified of the applicable rate at the time of the application. Need-based, subsidized Stafford loans are interest-free during in-school and grace periods. Non-need based, unsubsidized Stafford loans require the student to pay the interest while in school or request a deferment of interest until after graduation.

Repayment of Stafford loans begins six months after graduation, or when the student's class load falls below six credit hours per semester. Each student borrower is required to complete entrance and exit counseling. Loan applications will not be processed if counseling has not been completed.

To apply for a Stafford Loan for attendance at our Madison, Lawrenceburg, or Batesville campus, go to: http://ivymadison.collegelenderlist.com.

Selected Reserve Educational Assistance Program: Members of the US Army Reserve, Naval Reserve, Air Force Reserve, Marine Corps Reserve, Army National Guard or Air National Guard may be eligible for benefits under chapter 106 of the VA Regulations. Eligible students should contact the Office of Financial Aid for additional information and applications.

Child of Veteran and Public Safety Officer Supplemental Grant Program: This program-the CVO Program-provides tuition and fee assistance at public colleges for eligible children of disabled Indiana veterans and eligible children and spouses of certain Indiana public safety officers killed in the line of duty. As a supplement to other state financial aid, the grant pays 100% of tuition and program related mandatory fees; it does not cover other fees such as books and supplies.
Students who might be covered under the veterans' portion of the program are:

• Certain graduates of the Soldiers' and Sailors' Children's Home
• Children of Purple Heart recipient or wounded veteran
• Children of deceased or disabled veteran
• Children of POW/MIA from Vietnam War

Some program restrictions apply and financial assistance may be limited to a maximum number of credit hours. The veteran must meet, or have met, certain Indiana residency requirements, and the child must be the biological child or legally adopted dependent child of the veteran. Other restrictions might apply.

An application is required. It can be obtained from the Indiana Department of Veterans Affairs (IDVA). If there are questions about eligibility for this program, the student should contact the IDVA at

Indiana Department of Veterans Affairs
302 W. Washington Street, Rm. E-120
Indianapolis, IN 46204
Voice: (317) 232-3910 or (800) 400-4520
Fax: (317) 232-7721
http://www.in.gov/veteran/

If the questions are about SSACI eligibility or tuition charges or financial aid in general, the student should go to the Financial Aid Office of the college they plan to attend or contact SSACI at the address below.

Students who might be covered under the public safety officers' portion of the program are:

• Child of a police officer or firefighter killed in the line of duty
• Spouse of a police officer or firefighter killed in the line of duty

The deceased public safety officer must be covered under the 1977 Police Officers' and Firefighters' Pension and Disability Fund and in addition be one of the following:

• a regular, paid law enforcement officer;
• a regular, paid firefighter;
• a volunteer firefighter under IC 36-8-12-2;
• a county police reserve officer; or
• a city police reserve officer

Some program restrictions apply and financial assistance may be limited. Children must be less than 23 years of age, full-time students, and the biological or legally adopted dependent child of the public safety officer. Spouses must be enrolled in an undergraduate program. Other restrictions might apply.

There is no application for this portion of the program. In order to be considered for the program, the student must have an official letter from the appropriate public safety department-police or fire department-verifying that the officer was killed in the line of duty. SSACI will verify the information through the 1977 Police Officers' and Firefighters' Pension and Disability Fund. Students must present the letter to the college and send a copy to SSACI. If there are questions about eligibility for this program, contact SSACI directly.

If the questions are about SSACI eligibility or tuition charges or financial aid in general, the student should go to the Financial Aid Office of the college they plan to attend or contact SSACI directly at

State Student Assistance Commission of Indiana
150 W. Market Street, Suite 500
Indianapolis, IN 46204
Voice: (317) 232-2350 or (888) 528-4719
Fax: (317) 232-3260.
http://www.in.gov/ssaci/

Vocational Rehabilitation: Students with disabilities that may be considered barriers to employment may qualify for benefits through the Family Social Services Administration. The local office of the Division of Disability, Aging and Rehabilitative Services establishes the conditions of eligibility and awards assistance based on individual need. The division expects students to apply for the Pell Grant and other forms of financial aid through the school. However, if these resources are not sufficient to meet their needs, the division may provide additional funding. Further information is available from the local office of the Division of Disability, Aging and Rehabilitative Services. More information is available at:
http://www.in.gov/fssa/servicedisabl/vr/

Department for Workforce Development: Students from economically disadvantaged backgrounds may be able to obtain assistance in acquiring vocational training or in upgrading occupational skills. For further information, contact the local employment office. More information is available at: http://www.in.gov/dwd/education/

Trade Adjustment Assistance (TAA): Trade Act programs are available to assist individuals who have become unemployed as a result of increased imports from, or shifts in production to, foreign countries. Training Services may be available to help you get a good job. If you qualify for help you will have access to a broad range of training services. Your One-Stop Career Center will have a list of training programs, descriptions and costs to help guide you in the decision-making process. More information is available at: http://www.doleta.gov/layoff/workers01.cfm

Union Training Funds: Many unions have training funds available for members. Interested students should contact their unions regarding availability of training funds for use at Ivy Tech.

Veterans' Benefits: Students who served in the armed forces may be eligible for veteran's benefits. The Veteran's Administration and, in many instances, the Department of Defense, determines eligibility. The amount of monthly educational allowance will depend on enrollment status and individual entitlement of each veteran. More information is available at: http://www.in.gov/veteran/saa

Ivy Tech is obligated by law to evaluate past military and civilian training and education and award credit where appropriate. To accomplish this evaluation, veterans are obligated to provide the College with the necessary documentation of prior training and education. The evaluation must be completed within the time frame dictated by law and should be accomplished as soon as possible. Failure of the veteran to cooperate could result in VA benefits being terminated, retroactive to the first day benefits were received. The award of credit for previous training may allow the College to shorten the training program proportionately. The veteran should meet with the campus Veteran Affairs Coordinator at the earliest possible date. The veteran is responsible for attending classes and making reasonable progress toward an educational objective.