| Other Benefits |
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Employee
Assistance
Program |
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Added language to clarify that not all campuses have
EAP services available |
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HealthSmart
Wellness
Program |
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Added new services available through program such as
personal, private health coaching and 24-hour nurseline. |
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Tax
Saver Program |
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Expanded language regarding qualifying events, including
changes in status, HIPAA special enrollment rights, COBRA elections
and other permitted changes. |
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Added language to state notification of a qualifying
event must be submitted in writing within 31 days of the occurrence
of the event in order to make changes. |
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Flexible
Spending
Accounts |
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Added language to state that an employee may enroll
in a flexible spending account within 31 days of becoming a benefits-eligible
employee, in addition to the already existing option to enroll during
open enrollment. |
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Added language to clarify requirements for dependent
care expenses to be reimbursable. |
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Added language to state that elections are irrevocable
during the plan year unless a qualifying event occurs. |
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Long
Term Care
Insurance |
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New section explaining this new benefit being offered
by the College. |
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| Health Care Programs |
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Introduction |
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Added address for Ivy Tech's benefits website. |
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Added language to reflect policy that, if an HMO is
available, the coverage offered to employees in that region will be
through an HMO. |
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Medical
Plans |
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Removed language stating that a traditional plan option
is available in all regions. |
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Replaced references to specific benefits, i.e. co-pay
amounts, deductibles, etc., with more general information and direction
to the College's benefits website for specific detailed information
for each plan. |
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Retirement
and Medical
and Dental Benefits |
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Added language to state policy that if a retiree terminates
his/her own coverage, dependents cannot continue on the College's
group plan, except in the case of a surviving spouse. |
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Stated policy that once a retiree terminates coverage
under the College's group plan, coverage cannot be reinstated later. |
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| Disability Income |
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Group Long-Term Disability Insurance |
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Eligibility |
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Added language to state that the College's long term
disability insurance carrier may decline coverage for employees not
applying for coverage during the first 31 days after becoming benefits-eligible.
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Qualifying
for a Benefit |
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Clarified definition of total disability after 39 months
of disability. |
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Added language to state policy that benefits are not
payable if disability is caused by the employee's commission of or
attempt to commit a crime. |
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Other Disability Benefits |
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Retirement
Funds |
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Removed paragraph regarding possible disability benefits
from retirement accounts. Where applicable, potential disability benefits
from retirement accounts are discussed in the "Retirement Programs"
section of this handbook. |
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Worker's Compensation |
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Reporting
Accidents |
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Added language to state that the filing of a claim does
not guarantee compensability. |
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Medical
Care |
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Clarified policy with regard to the right of the College's
insurance carrier to direct injured employees to certain designated
facilities for medical care and that reimbursement for medical care
may be denied if an employee does not seek care from a designated
facility or does not follow the proper procedures. |
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Reporting
Time Off
for Treatment |
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Added paragraph to explain the College's policy regarding
use of accumulated leave time for attending follow-up medical treatment
appointments for a worker's compensation injury. |
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Compensation |
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Revised language to state that available accrued sick
leave must be used during the seven day waiting period of a worker's
compensation injury if the employee is unable to return to work following
the injury. |
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Clarified policy with regard to payment options once
the worker's compensation insurance carrier begins paying compensation
for lost wages. |
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| Survivor Benefits |
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Life Insurance |
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Basic
Life Insurance |
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Added language to indicate the maximum benefit available
of $150,000. |
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Optional
Life Insurance |
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Added language to state that the College's life insurance
carrier may decline coverage for employees not applying for coverage
during the first 31 days after becoming benefits- eligible. |
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Accidental
Death and
Dismemberment
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Corrected benefit payable amount for loss of one hand,
one foot, or sight of one eye to reflect benefit of 50% of the basic
life insurance amount. |
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Disability
and Your Life
Insurance
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Revised language to indicate that the evaluation
process for a life insurance premium waiver for an individual receiving
LTD benefits is coordinated by the insurance carrier. |
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When
Coverage Ends |
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Removed language stating that optional life insurance
coverage terminates when an employee begins receiving LTD benefits.
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| Retirement Programs |
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PERF |
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Eligibility |
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Added paragraph explaining the two parts of PERF benefits
- the Pension Benefit and the Annuity Savings Account. |
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Receiving
Your Benefits |
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Added paragraph addressing requirements for receiving
an early retirement, reduced pension benefit. |
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Clarified requirements for eligibility to receive disability
benefits from PERF. |
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Additional
Information |
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Included reference to PERF website and the PERF Member
Handbook online for more detailed information. |
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403(b) Retirement Annuity Plan |
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All Sections |
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Added language to reflect option of directing contributions
to AUL, in addition to the existing option of TIAA-CREF. |
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Investments |
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Added language to explain how contributions can be divided
between various funds within either company. |
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Receiving
Your Benefits |
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Clarified policy with regard to prohibition of distribution
of RA funds for any reason, including disability or financial hardship,
while still employed by the College. |
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Additional
Information |
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Added reference information for AUL's and TIAA-CREF's
website addresses and member services phone centers. |
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Tax-Deferred Voluntary Plans |
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All Sections |
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Added language to reflect option of directing contributions
to AUL, in addition to the existing option of TIAA-CREF, and availability
of the 457(b) Deferred Compensation Plan. |
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Contributions |
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Revised language to state amended minimum contribution
amount of $200 annually. |
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Additional
Information |
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Added reference information for AUL's and TIAA-CREF's
website addresses and member services phone centers. |
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Social Security |
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Retirement |
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Added language regarding the change in the Social Security
law that increases the full retirement age in gradual steps and included
a chart indicating the full retirement age by year of birth. |
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Applying
for Benefits |
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Changed SSA recommended timeline to apply for benefits
from six months to three months prior to retirement. |
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Added reference information for the Social Security
Administration's information line and website. |
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Retiree Programs |
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Medicare |
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Clarified Medicare Part A enrollment requirement for
active employees age 65 or over. |
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Expanded information regarding enrolling in Medicare
Part B. |
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1-888-IVY-LINE