Benefit at Age 70


	Introduction to the Handbook
	Message from the President
	About Your College
	Ivy Tech Foundation
	Regional Administrative Centers
	Personnel Policies and Procedures
	Time Off
	Health and Dental Care Programs
	Other Core Benefit Programs
	Voluntary Benefits
	Vision Insurance
	Identity Theft Protection
	Short- Term Disability Insurance
	Whole Life Insurance
	Critical Illness /Cancer Insurance
	Accident Insurance
	Long Term Care Insurance
	Accidental Death and Dismemberment
	Benefit at Age 70
	Beneficiary
	Disability and Your Life Insurance
	When Coverage Ends
	Claims
	Other Survivor Benefits
	Retirement Programs

	Updates: September 2012 July 2012 July 2011 February 2011 December 2010 August 2010 July 2010 November 2009 September 2009 March 2009 January 2009 July 2008 January 2008 July 2007 March 2006 May 2005 March 2005 December 2004 January 2004 December 2003 September 2003 May 2003 March 2003 November 2002 May 2002 February 2002 December 2001 Clearing Browser Cache

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Full-Time Employee Handbook

Survivor Benefits

On the date you reach age 70, all Basic and Optional Life and Accidental Death and Dismemberment coverages for which you are enrolled are reduced by 35%. On the date you reach age 75, these benefits are reduced by 50%.

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This is the most current version of the handbook.

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