image of people
  Introduction to the Handbook
  Message from the President
  About Your College
  Ivy Tech Foundation
  Regional Administrative Centers
  Personnel Policies and Procedures
  Time Off
  Health and Dental Care Programs
  Health Care Plans
  Dental Care Plans
  Eligibility and Expense
  When Coverage Ends
  COBRA
    Electing COBRA Coverage
  Health Insurance Portability and Accountability Act of 1996 (HIPAA)
  Health and Dental Benefits after Retirement
  Other Core Benefit Programs
  Voluntary Benefits
  Retirement Programs
   
  Updates:

July 2013
September 2012
July 2012
July 2011
February 2011
December 2010
August 2010
July 2010
November 2009
September 2009
March 2009
January 2009
July 2008
January 2008
July 2007
March 2006
May 2005
March 2005
December 2004
January 2004
December 2003
September 2003
May 2003
March 2003
November 2002
May 2002
February 2002
December 2001

 

 

Clearing Browser Cache

  Return to Ivy Tech Community College of Indiana
 
Ivy Tech Community College of Indiana Ivy Tech Community College of Indiana
contact us
Full-Time Employee Handbook
Health and Dental Care Programs
   

COBRA

The Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985, as amended, requires that continuation coverage is offered to employees and their dependents in most situations when they would otherwise lose coverage under the College’s health, dental, vision plans, and the General Purpose Medical Flexible Spending Account and the Limited Purpose Medical Flexible Spending Account under the Flexible Benefit Program.

For additional information about your rights and obligations under federal law regarding COBRA continuation coverage under Ivy Tech’s plans, please contact your regional Human Resources Administrator.

Electing COBRA Coverage

To obtain continuation coverage, an eligible individual must elect it on a form provided by Ivy Tech’s designated COBRA administrator.  The period to elect COBRA benefits begins on the date coverage is lost and ends 60 days after the later of:     

 

the date the eligible individual would lose coverage due to the qualifying event; or

 

the date the COBRA notice is sent by Ivy Tech’s COBRA administrator.

   
 

The election form explains the terms and payments for coverage.  Your election is considered to be made on the date you send the election form to Ivy Tech’s COBRA administrator.

After returning the election form, you will receive a notice specifying:

 

the amount of your monthly premium,

 

to whom the premium is to be paid, and

 

the date each monthly payment is due.

   
 

You are responsible for paying the entire monthly cost of continuation coverage.  Failure to pay premiums on a timely basis will result in termination of coverage as of the date the premium is due.  Payment of any premium (other than the initial one – see below) will be considered "timely" only if it is made within 30 days after the due date.


The initial premium payment, which is for the time period between the date of the qualifying event and the date you elected COBRA coverage, must be made within 45 days after the date of election.  Failure to pay this initial premium by the due date will result in cancellation of coverage back to the initial date coverage would have been terminated.

| next |

 
This is the most current version of the handbook.
 
© Wednesday, 23-Jul-2014 14:17:39 EDT Ivy Tech Community College of Indiana 1-888-IVY-LINE