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It is important that you understand the options available to you through other
benefits and insurance when you are disabled. This section discusses some of
these other options. For more detailed information, consult the appropriate
sections in the Handbook and plan documents from insurance carriers or agencies.
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Life Insurance
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You need to be aware of the changes
that occur in your life insurance eligibility once you begin collecting
long-term disability benefits. As a benefits-eligible employee you are eligible
for three types of life insurance at the College: Basic, Accidental Death
and Dismemberment, and Optional. Once you are collecting long-term disability
benefits, you are no longer eligible for Accidental Death and Dismemberment
Insurance. However, you may be eligible to continue your Basic Life and
Optional Life Insurance. You will be required to prove disability to the
carrier on an annual basis in order to qualify and maintain your Life Insurance.
This extended coverage is available if you become "totally disabled"
while you are a covered person under the College's LTD insurance policy
and you are less than age 60 when your disability begins. See the Survivor
Benefits section of the Handbook for more details. |
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Other
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Social Security will pay disability benefits under certain circumstances.
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There is further information on
Disability Leave in the chapter entitled "Time Off." If you have any questions
about disability benefits or procedures, contact your supervisor or the
Human Resources Administrator. |
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