Mandatory – College Provided
Student Accident Insurance is in place for all full and part-time students of the College. This policy serves to cover medical expenses incurred by students arising from their participation in College sponsored and supervised activities. Injuries arising from intramural sporting events are excluded under this policy. If a student is participating in an intramural sporting event, waivers should be signed acknowledging students are aware that their participation is voluntary and not covered by Ivy Tech Community College of Indiana. A waiver form is available in the forms section of Infonet under the heading “Athletics and Intramural Waiver.” (http://infonet.ivytech.edu/college/forms.html)
This policy provides up to $2,000 for medical expenses if treated within sixty (60) days of the accident, and a maximum of $500 for dental expenses arising from a covered accident. Additionally, a $1,000 maximum benefit is payable for the accidental loss of life. Once the maximum of $2,000 has been reached, the College’s general liability policy covers additional expenses if there is negligence on the College’s part.
A covered accident is defined as one occurring while the student is participating in activities sponsored by the College, other than those indicated above. Student accidents should be reported promptly to the instructor and the student must complete the Student Accident Report, Release of Information, and the HIPAA Authorization form. If a claim reaches the $2,000 maximum benefit paid by the College’s student accident insurance carrier, the claim will be turned over to the College’s general liability carrier. The forms and process for filing student accident claims is discussed more in Section IV, Claims Procedure. Forms for filing a claim under this policy can be found on Infonet (http://infonet.ivytech.edu/college/forms.html) or through the regional Human Resources department. Students can access the forms in the Campus Life section of Campus Connect (http://cc.ivytech.edu/cp/home/loginf) .
Optional – Student Elects and Pays Premium
In addition to the mandatory coverage the College provides for students, the College also provides optional coverage for students. The policy is provided through Markel Insurance Company and the student pays 100% of the premium. Eligible participants under the voluntary plan include registered students that are actively attending classes. Eligible dependents include student’s spouses (residing with the insured student), and unmarried children under 19 years of age, who are not self-supporting and reside with the insured student. The plan provides up to a $5,000 maximum benefit per each injury or illness. More information on the optional plan is located in the Blanket Accident and Health Plan brochures located in student services area at each region. If your region needs to obtain additional brochures, please contact the Executive Director of Benefits, Safety, and Liability Insurances at Central Office.